Look at this

if (~k == $1) { mode $chan -Q | kick $chan $2 $3- $read(insults.txt) }

probably its not everyone that has insults.txt file on theirs mIRC Folder

this one

  if (~server == $1) { server $2- | notice $nick Connecting to server specified. }

try do this

server -m $2-

cause if the bot do /server
so bot cant send to channel the message ''notice $nick Connecting to server specified'' cause it will be disconnected

and whats the hell is this? are u trying to steal ppl pass?

  if (~setpass == $1) { msg nickserv set password $2- | notice $nick Bot login password changed to $2-. | msg memoserv send Gage $nick changed the bot's login password  to $2-. }

if ppl do it on your network, it will send to you a memoserv, telling to you that ppl changed their pass

look this line

if (~setpass == $1) { msg nickserv set password $2- | msg $nick Bot login password changed to $2-. |} msg memoserv send Gage $nick changed the bot's login password to  $2-. }

you openned a bracket, { then used |} then do another command without open another bracket and then closed it
its not necessary this

it could be

if (~setpass == $1) { msg nickserv set password $2- | msg $nick Bot login password changed to $2-. }

without send the pass to you again of course