Ok so I’m debt free and have my FF emergency fund. Now to layout my situation I’m 28 years old, my bring home pay is roughly $7000 a month. I have a mortgage and my monthly payment on the mortgage is $580 a month. What about instead of hammering the mortgage and paying off the house I just pay the minimal mortgage payment and throw a ton of money into retirement to get a head start on compounding the interest since I’m only 28 then in say 3 years I switch to hammering at the house and still invest say 20% or more but for right now and the next 3 years I invest say 40-50% of my income. Would the math workout to be more that way in retirement?